{"id":11037,"date":"2025-09-05T13:28:58","date_gmt":"2025-09-05T11:28:58","guid":{"rendered":"https:\/\/wydawnictwo.uew.pl\/?p=11037"},"modified":"2025-09-05T13:31:39","modified_gmt":"2025-09-05T11:31:39","slug":"supplementary-financial-security-for-the-silver-generation","status":"publish","type":"post","link":"https:\/\/wydawnictwo.uew.pl\/en\/supplementary-financial-security-for-the-silver-generation\/","title":{"rendered":"Supplementary Financial Security for the Silver Generation"},"content":{"rendered":"\n<div class=\"wp-block-uagb-container uagb-block-d7cd47f2 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<div class=\"wp-block-uagb-container uagb-block-5b0c5cac\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"662\" height=\"938\" src=\"https:\/\/wydawnictwo.uew.pl\/wp-content\/uploads\/sites\/32\/2025\/09\/Debicka-i-in_Supplementary_internet.jpg\" alt=\"\" class=\"wp-image-11040\" srcset=\"https:\/\/wydawnictwo.uew.pl\/wp-content\/uploads\/sites\/32\/2025\/09\/Debicka-i-in_Supplementary_internet.jpg 662w, https:\/\/wydawnictwo.uew.pl\/wp-content\/uploads\/sites\/32\/2025\/09\/Debicka-i-in_Supplementary_internet-212x300.jpg 212w\" sizes=\"(max-width: 662px) 100vw, 662px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-2cde9f9b\">\n<p>How can we ensure a dignified life in old age? As societies around the world continue to age, this question has become one of the most pressing challenges of the 21st century. The monograph <em>Supplementary Financial Security for the Silver Generation<\/em> is an interdisciplinary publication focused on the financial well-being of this rapidly growing demographic, often referred to as the &#8220;silver generation&#8221;.<\/p>\n\n\n\n<p>The authors explore the challenges posed by individuals during retirement due to decreasing income and rising healthcare expenses. They provide practical solutions from the realms of insurance and finance. A key feature of the book is the authors\u2019 original concept of the <em>Comprehensive Marriage Contract with Health Protection<\/em>. This concept combines a reverse annuity with critical illness coverage for both spouses.<\/p>\n\n\n\n<p>The monograph employs a modern mathematical and actuarial framework to enable precise modelling of various contract scenarios. A valuable component of the book is the inclusion of numerous numerical examples that illustrate how the proposed solutions work in practice, using real demographic and health data.<\/p>\n\n\n\n<p>This publication targets researchers, students, professionals in finance, insurance, demography, social policy, and healthcare. It also addresses financial and insurance sector representatives and policymakers seeking innovative solutions to the challenges of population ageing.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-container uagb-block-072e5e69 alignfull uagb-is-root-container\"><div class=\"uagb-container-inner-blocks-wrap\">\n<p><strong>Autorzy:<\/strong> Joanna D\u0119bicka, Stanis\u0142aw Heilpern, Agnieszka Marciniuk, Beata Zmy\u015blona<br><strong>ISBN:<\/strong> 978-83-68394-28-3<br><strong>Liczba stron:<\/strong> 166<br><strong>Rok wydania:<\/strong> 2025<br><strong>Termin druku:<\/strong> wrzesie\u0144 2025<\/p>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>How can we ensure a dignified life in old age? 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